Board sets TRS-Care rates for 2026

Premiums for all 2026 TRS-Care plans will stay the same after the TRS Board of Trustees set rates during its July 17-18 meeting in Austin.

While all TRS-Care participants will continue current coverage without a change in monthly premiums, TRS-Care Standard deductibles will slightly increase on Jan. 1 to align with IRS guidelines that allow participants to use a health savings account with the plan. 

TRS-Care will continue to offer dental and vision plans in 2026. Enrollment is open Oct. 1 through Dec. 8 for those wanting to start or change coverage. For those who enrolled in vision or dental plans in 2025, their coverage automatically renews Jan. 1. Enrollment can be done over the phone or through the MyTRS Portal online.

Health fairs coming soon

TRS staff will hold several TRS-Care Health Education Fairs in person and online in August, September and October to help retirees make the most of their TRS-Care benefits.

Click here to register for any of the following in-person health fairs. Each session begins at 8:30 a.m. and ends at noon. Registration is free.

• Aug. 12 in Georgetown
• Aug. 13 in College Station
• Aug. 21 in Sugar Land
• Aug. 26 in Beaumont
• Aug. 28 in Conroe
• Sept. 9 in Mount Pleasant
• Sept. 10 in Tyler
• Sept. 11 in Mesquite
• Sept. 12 in Arlington
• Sept. 16 in Lubbock
• Sept. 25 in El Paso
• Sept. 29 in Wichita Falls
• Sept. 30 in Abilene
• Oct. 7 in Laredo
• Oct. 8 in Harlingen
• Oct. 9 in San Antonio 

For those unable to attend an in-person fair, sessions also will be held online. Click here for more information and registration links.

Rewards program

TRS also has a new member rewards program for TRS-Care Standard participants. Starting Sept. 1, 2025, participants can earn up to $599 annually when they see high-quality, low-cost providers. TRS will provide more information on this program soon on its TRS-Care resources webpage.

TRS set rates for current educators enrolled in TRS-Active Care plans in June. Click here for more on those rates.