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TEXAS CLASSROOM TEACHERS ASSOCIATION
Professional Liability Insurance Coverage
TCTA is pleased to note the following features continue to be offered with professional liability insurance coverage provided to members for the 2008-09 membership year. All other aspects of the coverage remain the same.
IDENTITY THEFT - $1,000 PER INSURED
The Company will reimburse the INSURED for reasonable and necessary attorney fees which the INSURED is legally obligated to pay an attorney, but without obligation to furnish such attorney, incurred as a result of being a victim of IDENTITY THEFT. Coverage for IDENTITY THEFT shall not exceed the limit per insured.
ASSAULT Related Personal Property Damage - $2,500 PER ASSAULT
The Company will pay up to the limit of liability of $2,500 per assault for damage or destruction of the INSURED’S personal property or other people's personal property when being used by, or in the care, custody or control of an INSURED, provided the damage or destruction is caused by an ASSAULT upon the INSURED on or surrounding school property or while away from school property provided the INSURED is on an authorized school activity. This coverage is excess over any valid and collectible insurance available to the INSURED including Homeowners and Personal Property Floater policies. This coverage does not apply to damage or destruction of a VEHICLE of any kind. This coverage also does not apply to damage or destruction to property leased to, owned by or rented by an EDUCATIONAL UNIT.
CANCELLATION OF POLICY
There is no provision for cancellation of the policy by the Company except for nonpayment of premium.
Updated: 04/10/08
